-Health and Disability Insurance
-Home owners or Renters Insurance
We need these different types of insurance in our lives for back up. Paying for these things can save money in the long run. I believe this because if you think about it if you pay $300 a month for auto insurance. You have your car for 2 months and you payed them $600. Then you get in a car accident and your car needs $3,000 worth of repairs and the other car that you have to pay for needs $2500 worth of payments. Your insurance will cover you so you don't go bankrupt. Paying for insurance goes with the saying rather safe, than sorry. Pay the extra money so when something comes up you are safe.